FAQ’s

We review your credit reports, identify inaccurate or outdated items, and dispute them with the credit bureaus on your behalf. We also help you understand what’s impacting your score and guide you on how to build positive credit.

Results vary, but most clients start seeing changes within 30 to 90 days. However, the full process can take 3 to 6 months or more, depending on your credit profile and goals.

We can help dispute and potentially remove:

Late payments

Collections

Charge-offs

Inquiries

Repossessions

Bankruptcies

Foreclosures

Incorrect personal information

Yes, we offer a 180-day satisfaction guarantee. If no verifiable changes or deletions occur after consistent service and compliance from you, you may qualify for a refund (terms apply).

Credit repair can improve your credit profile by removing inaccurate or negative items, which may lead to a higher score. We also guide you on building positive credit habits for long-term improvement.

Yes! Under the Fair Credit Reporting Act (FCRA), you have the legal right to dispute inaccurate or unverifiable information on your credit report.

Yes, we work with TransUnion, Equifax, and Experian to ensure your reports are accurate across the board.

Absolutely. You have the right to dispute items on your own. Many people choose our services for the expertise, time-saving, and proven dispute process we provide.

We’ll need a copy of your ID, Social Security card, and a recent utility bill to verify your identity, along with access to your credit reports.

Yes. We take your privacy seriously and use secure platforms to protect your personal and financial information.